REDITYA MAKHRIZAL PERDANA, 12401173011 (2023) HUBUNGAN SPREAD BAGI HASIL, FEE BASED INCOME, DAN FINANCING TO DEPOSIT RATIO TERHADAP PROFITABILITAS ROA BANK SYARIAH (Studi pada Bank Umum Syariah di Indonesia Periode 2016-2018). [ Skripsi ]