IMPLEMENTASI RELIGIUSITAS,JAMINAN PEMBIAYAAN DAN JANGKA WAKTU PEMBIAYAAN PADA PENINGKATAN MINAT NASABAH DI KOPERASI SYARIAH AL-MIZAN BLITAR DAN BMT HARAPAN UMAT TULUNGAGUNG

17401163512, HELMI REZA SETIAWAN (2020) IMPLEMENTASI RELIGIUSITAS,JAMINAN PEMBIAYAAN DAN JANGKA WAKTU PEMBIAYAAN PADA PENINGKATAN MINAT NASABAH DI KOPERASI SYARIAH AL-MIZAN BLITAR DAN BMT HARAPAN UMAT TULUNGAGUNG. [ Skripsi ]

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Abstract

ABSTRAK Skripsi dengan judul “Implementasi Religiusitas, Jaminan dan Jangka Waktu Pembiayaan pada PeningkatanMinat Nasabah di Koperasi Syariah Al-Mizan Blitar dan BMT Harapan Umat Tulungagung” ini ditulis oleh Helmi Reza Setiawan. Jurusan Perbankan Syariah, NIM 17401163512, pembimbing Nurul Fitri Ismayanti, M.E.I.Penelitian ini dilatarbelakangi adanya beberapa fakor yang dapat membuat suatu lembaga keuangan mampu memperoleh hasil yang maksimal seperti Implementasi religiusitas, jaminan dan jangka waktu pembiayaan diKoperasi Syariah Al-Mizan Blitardan BMT Harumyang berusaha profesional untuk tujuan meningkatkan minat nasabah.Fokus dalam penelitian ini 1. Bagaimana implementasi religiusitas, jaminan dan jangka waktu pembiayaan pada koperasi syriah Al-Mizan Blitar dan BMT Harum 2. Bagaiman dampak religiusitas jaminan dan jangka waktu pembiayaan terhadap peningkatan nasabah di koperasi syriah Al-Mizan Blitar dan BMT Harum 3. Bagaimana perbandingan implementasi religiusitas , jaminan dan jangka waktu pembiayaan terhadap peningkatan minat nasabah di koperasi syriah Al-Mizan Blitar dan BMT Harum.Penelitian ini bertujuan untuk mengetahui bagaimana Implementasi, dampak dan perbandingan religiusitas, jaminan dan jangka waktu pembiayaan pada kedua lemabaga keuangan sehingga mampu berdampak positif bagi lembaga keuangan pada kedua lembaga guna meningkatkan minat nasabah.Penelitian ini menggunakan metode kualitatif dengan jenis penelitian deskriptif. Sumber data menggunakan data primer dan sekunder dan diperoleh dari observasi, wawancara, dan dokumentasi.Hasil dari penelitian tersebut 1. Dalam Implementasi religiusitas, jaminan pembiayaan dan jangka waktu pembiayaan keduanya telah mengimplementasikan sejak awal berdiri lembaga 2. Dampak pembiayaanyang diterapkan keduanya bagi masing-masing lembaga mampu peningkatan minat nasabah sesuai usaha lemabaga 3. Perbandingan kedua lembaga secara jamianan dan jangka waktu tidak juah berbeda, namun dalam segi religiusitas kedua lembaga terlihat berbanding karena system pelaksanaan yang berbeda.Kata Kunci: Manajemen Pembiayaan, Religiusitas, Jaminan, Jangka Waktu Pembiayaan ABSTRACT The thesis with titled"Implementation of Religiosity, Guarantees and Financing Periods to Increase Customer Interest in Al-Mizan Blitar Sharia Cooperative and BMT Harapan UmatTulungagung" was written by Helmi Reza Setiawan. Department of Islamic Banking, NIM 17401163512, with mentor Nurul Fitri Ismayanti, M.E.I.This research is based on the factors that can make a financialinstitution able to improve financial institutions can produce maximum results. Implementation of religiosity, Strengthening and financing period in the Al-Mizan Blitar Syariah Cooperative and BMT Harumwho are looking for professionals to seek increased interest in the community. Related to implementation, it must use an appropriate strategy and can be accepted by each participant.This focus of the reseach is how is the implementation of religiosity, guarantees, and financing period at Al-mizanCooperative and BMT Harum2. How to improve religiosity, guarantees and expenditure plans to increase financial interests in the Al-mizan Blara Syaraiah Cooperative and BMT Harum3. How to implement the implementation of religiosity, Guarantees and financing terms to increase interest in the Al-mizanCooperative Blitar and BMT Harum. This research is meant to know Implementation, Realization, and Religiosity, Guarantees and Financing Period if applied to the Second Institution so that they are able to have a positive impact for financial institutions in both institutions in order to increase their interests. This research uses a qualitative method with the type of descriptive research. Data sources use primary and secondary data and are obtained from observations, interviews, and documentation.The results of the study 1. In the implementation of religiosity, funding guarantees and financing terms both of them have implemented since the beginning of the establishment of the institution 2. The impact of the financing applied both for each institution is able to increase customer interest in accordance with business institutions 3. Comparison of the two institutions by guarantee and the timeframe is not different, but in terms of religiosity the two institutions are seen to be comparable due to different implementation systems.Keywords: Financing Management, Religiosity, Guarantees, Financing Period

Item Type: Skripsi
Subjects: Ekonomi > Perbankan Syariah
Divisions: Fakultas Ekonomi Dan Bisnis Islam > Perbankan Syariah
Depositing User: skipsi Helmi reza setiwan 17401163512
Date Deposited: 12 Aug 2020 02:18
Last Modified: 12 Aug 2020 02:18
URI: http://repo.iain-tulungagung.ac.id/id/eprint/16001

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